Back taxes & payment plans
If you owe the IRS, you have more options than you might think. The right one depends on your income, expenses and history, and we help you see which may fit.
Not ready to pay? Request a free callback, or try the free Notice Decoder.
- Real tax professionals
- Price in writing first
- No SSN by email or chat
Options the IRS offers
Installment agreement
Monthly payments over time. Often the most common path.
Offer in compromise
Settling for less in some cases, when you truly can't pay in full.
Currently not collectible
A pause on collection during financial hardship.
Penalty abatement
Reducing some penalties when the rules allow.
Penalty relief
First-time abatement and reasonable-cause relief can reduce some penalties. We review whether either may apply to you. Results vary.
Where to start
The $599 IRS Situation Assessment reviews your full picture and your realistic options. Just got a letter? Start with the free Decoder.
Pick the help that fits
You see the price before anything starts. No retainers to get going.
Tax Pro Notice Review & Action Plan
Best if you have one IRS letter and want a clear plan.
- Secure upload of your actual notice
- Reviewed by a tax professional
- Written findings and next steps
- Typically 1–3 business days
- Full $249 counts toward the $599 or $799 Assessment within 30 days
IRS Situation Assessment
Best if you owe, have several letters or unfiled years.
- Full review of your IRS situation
- IRS records reviewed with your OK
- Your realistic options, in writing
- Price for any next step before work starts
Rush IRS Situation Assessment
Best if a deadline is close and you need answers sooner.
- Everything in the Assessment
- Prioritized when a deadline is close
- Price for any next step before work starts
Start small, upgrade anytime: the full $249 counts toward the $599 or $799 Assessment if you upgrade within 30 days. Checkout is secure, through our payment processor.
Questions people ask
Can you stop a levy?
If a levy is threatened, acting quickly matters. We can explain the options that may be available, such as a hearing request or a payment arrangement.
Do I have to pay the full balance at once?
Not always. Many people use a payment plan.
Exactly what you get for $249
- Review of your actual IRS notice by a tax professional
- What it means, in plain English
- The dates that matter
- What the IRS is asking you to do
- What is still unknown or missing
- Your recommended next steps, in a written action plan
- Typically delivered in 1–3 business days
Professional review, not a promise of any IRS result. The full $249 counts toward the $599 Assessment within 30 days.
Not an anonymous call center. Caros Group is led by founder Chad Caros, CFP®, CDFA®, MBA, with online help from our Huntsville team.
Meet Chad → · (256) 690-0213From IRS letter to a clear plan in 3 steps
Tell us what you got
Request a free callback, call (256) 690-0213, or upload your notice with the $249 review.
A tax professional reviews it
We read your actual notice and, with your OK, your IRS records. You get the findings in writing.
You choose the next step
We explain the options that may fit and quote any further work in writing first. No pressure, results vary.
Call The Caros Group at (256) 690-0213
Let's look at your letter together.
Tell us what the IRS sent. A tax professional will explain it in plain language and show you the options that may fit, with the price in writing first.
No pressure. No SSN by email or chat. Results vary.