Got an IRS letter? Get a clear, written plan from a tax professional.
A tax professional reviews your actual notice and gives you a written action plan, typically in 1–3 business days. Flat $249, price in writing.
- Real tax professionals
- Price in writing first
- No SSN by email or chat
Chad Caros, CFP®, CDFA®, MBAFounder. Your notice is reviewed by our team, not a call center.🔒 We never ask for your SSN here. Or get your $249 written review →
Not sure what you owe? See your next step in 4 taps.
About how much do you owe the IRS?
What’s going on?
Are all your tax returns filed?
Four calm steps from letter to plan
Our promise: clear, transparent communication at every step.
Tell us what you got
Use the free Decoder or call us. It takes about a minute.
We look at the facts
A tax professional reviews your notice and, with your OK, your IRS records.
You see your options
What may fit and what it costs, in writing, before any work starts.
We help you follow through
Filing, payment plans and IRS letters, with documents in a secure portal.
The IRS has more options than most people know
Which one fits depends on your income, expenses and history. We look at all of them, then recommend what makes sense. We never promise a result.
Installment agreement
Monthly payments to the IRS instead of one big bill.
- Best if you can pay over time, just not all at once
- Payments sized to what you can afford
- Helps stop collection while you pay
Offer in compromise
In some cases the IRS accepts less than the full balance.
- Best if you truly can't pay in full, now or later
- Based on income, expenses and assets
- Approval depends on your facts
Currently not collectible
A pause on collection during real financial hardship.
- Best if income barely covers basic living costs
- Requires a financial review
- Status is reviewed over time
Help for the IRS problems people actually have
IRS Notices
CP14, CP501, CP503, CP504, CP2000, LT11 and more. Know what it means and what to do by the deadline.
IRS notice help →Back Taxes & Payment Plans
Owe more than you can pay right now? See which payment options may fit your budget.
Back taxes help →Unfiled Tax Returns
Behind on filing? Find out which years matter and the order to file them.
Unfiled returns help →Payroll Tax
Business behind on deposits or 941s? Get organized before penalties stack up.
Payroll tax help →Penalty Relief
Some people qualify to have penalties reduced, such as first-time abatement.
Penalty relief →Pick the help that fits
You see the price before anything starts. No retainers to get going.
Tax Pro Notice Review & Action Plan
Best if you have one IRS letter and want a clear plan.
- Secure upload of your actual notice
- Reviewed by a tax professional
- Written findings and next steps
- Typically 1–3 business days
- Full $249 counts toward the $599 or $799 Assessment within 30 days
IRS Situation Assessment
Best if you owe, have several letters or unfiled years.
- Full review of your IRS situation
- IRS records reviewed with your OK
- Your realistic options, in writing
- Price for any next step before work starts
Rush IRS Situation Assessment
Best if a deadline is close and you need answers sooner.
- Everything in the Assessment
- Prioritized when a deadline is close
- Price for any next step before work starts
Start small, upgrade anytime: the full $249 counts toward the $599 or $799 Assessment if you upgrade within 30 days. Checkout is secure, through our payment processor.
Hi, I'm Chad Caros.
For more than a decade I've helped people plan around money and taxes. I started Caros Group because I kept meeting good people frozen by an IRS letter, not because their problem was hopeless, but because nobody had explained it clearly.
So we built a practice around plain language, prices in writing and real follow-through. Online help across the US.
Online help, wherever you are
Based in Huntsville. Helping people across the US, the Grand Strand and Americans in Thailand.
Everything in one secure place
Free cheat sheet
The most common IRS letters, what they mean and how urgent each is.
Get the cheat sheet →Frequently asked questions
Do you help people outside Huntsville?
Yes. Our help is online, so we work with people across the US and US taxpayers living abroad, including Thailand.
Will you ask for my Social Security number by email or chat?
No. We never ask for it by email, text or chat. If we take on your case, sensitive documents go through the secure Canopy client portal.
Can you promise the IRS will reduce what I owe?
No one honestly can. Every situation is different and results vary. What we can do is explain your options clearly and help you take the next right step.
What does it cost to get started?
The Notice Decoder is free. A tax professional review of your actual notice with a written action plan is $249, and the full $249 counts toward the $599 or $799 Assessment if you upgrade within 30 days.
How fast is the $249 notice review?
Typically 1–3 business days after you upload your notice.
I haven't filed in years. Is it too late?
It is usually better to start now than wait. We help you see which years matter and the order to file them in.
Exactly what you get for $249
- Review of your actual IRS notice by a tax professional
- What it means, in simple, clear words
- The dates that matter
- What the IRS is asking you to do
- What is still unknown or missing
- Your recommended next steps, in a written action plan
- Typically delivered in 1–3 business days
Professional review, not a promise of any IRS result. The full $249 counts toward the $599 Assessment within 30 days.
Not an anonymous call center. Caros Group is led by founder Chad Caros, CFP®, CDFA®, MBA, with online help across the US.
Meet Chad → · (256) 690-0213Call The Caros Group at (256) 690-0213
Let's look at your letter together.
Tell us what the IRS sent. A tax professional will explain it in plain language and show you the options that may fit, with the price in writing first.
No pressure. No SSN by email or chat. Results vary.