Clear help with IRS tax problems, online from our Huntsville team.

Got an IRS letter, owe back taxes, or have returns you haven't filed? We explain what's going on in plain language and help you choose a calm next step.

See what help may fit you

3 quick questions. No SSN, ever.

1. What did you get from the IRS?

  • Real tax professionals, not a call center
  • Price before we start
  • No SSN by email or chat
  • Online nationwide · Myrtle Beach · US taxpayers in Thailand

How it works

1

Tell us what you got

Use the free Decoder or call us. It takes about a minute.

2

We look at the facts

A tax professional reviews your notice and, with your OK, your IRS transcripts.

3

You see your options

We lay out what may fit and what it costs, in writing, before any work starts.

4

We help you follow through

Filing, payment plans and IRS letters, with documents shared through a secure portal.

How we can help

IRS Notices

CP14, CP501, CP503, CP504, CP2000, LT11 and more. Find out what your letter means and what to do by the deadline.

IRS notice help →

Back Taxes & Payment Plans

Owe more than you can pay right now? See which payment options may fit your budget.

Back taxes help →

Unfiled Tax Returns

Behind on filing? We help you figure out which years to file and in what order.

Unfiled returns help →

Payroll Tax

Business behind on payroll deposits or 941s? Get organized before penalties stack up.

Payroll tax help →

Penalty Relief

Some people qualify to have penalties reduced, for example first-time abatement. We check whether it may apply.

Learn more →

Tax Preparation

Current and prior-year returns prepared so you're back in good standing.

See filing help →

Common IRS options, in plain language

These are options the IRS offers. Which ones fit depends on your facts. We never promise a result.

Installment agreement

Best if you can pay over time but not all at once.

Monthly payments to the IRS over time.

Offer in compromise

Best if you truly can't pay the full amount, now or later.

Settling for less than the full balance, in some cases.

Currently not collectible

Best if your income barely covers basic living costs.

A pause on collection when paying would cause hardship.

Penalty abatement

Best if you have a clean history or a reasonable cause.

Removing some penalties when the rules allow it.

What it costs

You see the price before we start. No surprises.

Free Notice Decoder

$0

Pick your notice and see what it means and what to do next.

Start free →

Tax Pro Notice Review & Action Plan

$249

A tax professional reviews your actual notice and sends written findings and next steps, typically in 1–3 business days. 100% credited toward the $599 or $799 Assessment if you upgrade within 30 days.

Buy Notice Review: $249

IRS Situation Assessment

$599

A full review of your IRS situation and your realistic options. Need it sooner? Rush is $799.

Buy Assessment: $599 Rush: $799

Where we help

Huntsville, Alabama & nationwide

Our team is based in Huntsville and helps people online across the US.

Huntsville page →

Myrtle Beach, South Carolina

IRS notice and back tax help for the Grand Strand, online from our Huntsville team.

Myrtle Beach page →

US taxpayers in Thailand

Behind on US filings while living in Thailand? FBAR, Streamlined filing and passport issues, all online.

Thailand page →

Client tools

Canopy Client Portal

Existing clients sign in to see messages, documents and invoices. First time? Use the invite email we sent to create your account.

Client Login

Book a call

Prefer to talk it through? Request a call with our team.

Request a call

Free Notice Decoder

Find out what your IRS letter means in about a minute.

Open the Decoder

Upload documents securely

Clients upload notices and documents through the Canopy portal, never by plain email.

Go to the portal
Chad Caros, founder of Caros Group

Meet Chad Caros

Chad is a tax professional and the founder of Caros Group. He's a third-generation business owner with CFP, CDFA and MBA credentials, and more than a decade of helping people plan around money and taxes.

He started Caros Group to give people a calm, honest place to bring IRS problems: real answers, a clear price, and a team that follows through. Online help from our Huntsville team.

More about us →

Free IRS notice cheat sheet

A quick guide to the most common IRS letters, what each one means and how urgent it is.

Get the cheat sheet

Frequently asked questions

Do you help people outside Huntsville?

Yes. Our help is online, so we work with people across the US and US taxpayers living abroad, including Thailand.

Will you ask for my Social Security number by email or chat?

No. We never ask for it by email, text or chat. If we take on your case, sensitive documents go through the secure Canopy client portal.

Can you promise the IRS will reduce what I owe?

No one honestly can. Every situation is different and results vary. What we can do is explain your options clearly and help you take the next right step.

What does it cost to get started?

The Notice Decoder is free. A tax professional review of your actual notice with a written action plan is $249, and the full $249 counts toward the $599 or $799 Assessment if you upgrade within 30 days.

How fast is the $249 notice review?

Typically 1–3 business days after you upload your notice.

I haven't filed in years. Is it too late?

It is usually better to start now than wait. We help you see which years matter and the order to file them in.

Not sure where to start?

Tell us what the IRS sent. We'll explain it in plain language and show you what options may fit.